RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1965

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1965 35 0 0.11 0 + 4,800 4,800
1966 36 4,800 0.19 -907 + 4,800 8,693
1967 37 8,693 0.15 1,321 + 4,800 14,814
1968 38 14,814 0.04 637 + 4,800 20,251
1969 39 20,251 0.15 -3,078 + 4,800 21,973
1970 40 21,973 0.05 1,055 + 4,800 27,828
1971 41 27,828 0.06 1,697 + 4,800 34,325
1972 42 34,325 0.15 5,011 + 4,800 44,137
1973 43 44,137 0.17 -7,327 + 4,800 41,610
1974 44 41,610 0.28 -11,484 + 4,800 34,926
1975 45 34,926 0.38 13,376 + 4,800 53,102
1976 46 53,102 0.18 9,505 + 4,800 67,407
1977 47 67,407 0.17 -11,661 + 4,800 60,546
1978 48 60,546 0.03 -1,877 + 4,800 63,469
1979 49 63,469 0.04 2,666 + 4,800 70,935
1980 50 70,935 0.15 10,569 + 4,800 86,304
1981 51 86,304 0.09 -7,940 + 4,800 83,164
1982 52 83,164 0.20 16,300 + 4,800 104,264
1983 53 104,264 0.20 21,166 + 4,800 130,230
1984 54 130,230 0.04 -4,818 + 4,800 130,211
1985 55 130,211 0.28 36,069 + 4,800 171,080
1986 56 171,080 0.23 38,664 + 4,800 214,544
1987 57 214,544 0.02 4,935 + 4,800 224,278
1988 58 224,278 0.12 26,465 + 4,800 255,543
1989 59 255,543 0.27 68,997 + 4,800 329,340
1990 60 329,340 0.04 -14,162 + 4,800 319,978
1991 61 319,978 0.20 64,956 + 4,800 389,734
1992 62 389,734 0.04 16,369 + 4,800 410,902
1993 63 410,902 0.14 56,294 + 4,800 471,996
1994 64 471,996 0.02 9,912 + 4,800 486,708
1995 65 486,708 0.335 154,672 -25,000 616,380
1996 66 616,380 0.260 153,759 -25,000 745,139
1997 67 745,139 0.226 162,751 -25,000 882,890
1998 68 882,890 0.161 138,120 -25,000 996,011
1999 69 996,011 0.252 244,695 -25,000 1,215,706
2000 70 1,215,706 0.062 -73,824 -25,000 1,116,882
2001 71 1,116,882 0.071 -77,524 -25,000 1,014,358
2002 72 1,014,358 0.168 -166,212 -25,000 823,146
2003 73 823,146 0.253 201,931 -25,000 1,000,077
2004 74 1,000,077 0.031 30,227 -25,000 1,005,304
2005 75 1,005,304 0.006 -5,882 -25,000 974,423
2006 76 974,423 0.163 154,756 -25,000 1,104,178
2007 77 1,104,178 0.064 69,067 -25,000 1,148,246
2008 78 1,148,246 0.338 -379,657 -25,000 743,589
2009 79 743,589 0.188 135,095 -25,000 853,683
2010 80 853,683 0.110 91,155 -25,000 919,839
2011 81 919,839 0.055 49,216 -25,000 944,055
2012 82 944,055 0.073 67,091 -25,000 986,146
2013 83 986,146 0.265 254,704 -25,000 1,215,849
2014 84 1,215,849 0.077 91,695 -25,000 1,282,545
2015 85 1,282,545 0.023 -28,924 -25,000 1,228,621


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015