RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1964

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1964 35 0 0.15 0 + 4,800 4,800
1965 36 4,800 0.11 523 + 4,800 10,123
1966 37 10,123 0.19 -1,913 + 4,800 13,010
1967 38 13,010 0.15 1,978 + 4,800 19,787
1968 39 19,787 0.04 851 + 4,800 25,438
1969 40 25,438 0.15 -3,867 + 4,800 26,372
1970 41 26,372 0.05 1,266 + 4,800 32,438
1971 42 32,438 0.06 1,979 + 4,800 39,216
1972 43 39,216 0.15 5,726 + 4,800 49,742
1973 44 49,742 0.17 -8,257 + 4,800 46,285
1974 45 46,285 0.28 -12,775 + 4,800 38,310
1975 46 38,310 0.38 14,673 + 4,800 57,783
1976 47 57,783 0.18 10,343 + 4,800 72,926
1977 48 72,926 0.17 -12,616 + 4,800 65,110
1978 49 65,110 0.03 -2,018 + 4,800 67,891
1979 50 67,891 0.04 2,851 + 4,800 75,543
1980 51 75,543 0.15 11,256 + 4,800 91,599
1981 52 91,599 0.09 -8,427 + 4,800 87,972
1982 53 87,972 0.20 17,242 + 4,800 110,014
1983 54 110,014 0.20 22,333 + 4,800 137,147
1984 55 137,147 0.04 -5,074 + 4,800 136,872
1985 56 136,872 0.28 37,914 + 4,800 179,586
1986 57 179,586 0.23 40,586 + 4,800 224,973
1987 58 224,973 0.02 5,174 + 4,800 234,947
1988 59 234,947 0.12 27,724 + 4,800 267,471
1989 60 267,471 0.27 72,217 + 4,800 344,488
1990 61 344,488 0.04 -14,813 + 4,800 334,475
1991 62 334,475 0.20 67,898 + 4,800 407,173
1992 63 407,173 0.04 17,101 + 4,800 429,074
1993 64 429,074 0.14 58,783 + 4,800 492,658
1994 65 492,658 0.021 9,821 -25,000 477,478
1995 66 477,478 0.335 151,580 -25,000 604,059
1996 67 604,059 0.260 150,555 -25,000 729,614
1997 68 729,614 0.226 159,243 -25,000 863,857
1998 69 863,857 0.161 135,056 -25,000 973,913
1999 70 973,913 0.252 239,126 -25,000 1,188,039
2000 71 1,188,039 0.062 -72,108 -25,000 1,090,930
2001 72 1,090,930 0.071 -75,681 -25,000 990,249
2002 73 990,249 0.168 -162,162 -25,000 803,087
2003 74 803,087 0.253 196,856 -25,000 974,943
2004 75 974,943 0.031 29,448 -25,000 979,392
2005 76 979,392 0.006 -5,726 -25,000 948,665
2006 77 948,665 0.163 150,557 -25,000 1,074,223
2007 78 1,074,223 0.064 67,150 -25,000 1,116,373
2008 79 1,116,373 0.338 -368,884 -25,000 722,489
2009 80 722,489 0.188 131,128 -25,000 828,617
2010 81 828,617 0.110 88,398 -25,000 892,015
2011 82 892,015 0.055 47,686 -25,000 914,701
2012 83 914,701 0.073 64,948 -25,000 954,649
2013 84 954,649 0.265 246,357 -25,000 1,176,006
2014 85 1,176,006 0.077 88,627 -25,000 1,239,633


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015