RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1957

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1957 35 0 0.13 0 + 4,800 4,800
1958 36 4,800 0.34 1,632 + 4,800 11,232
1959 37 11,232 0.16 1,842 + 4,800 17,874
1960 38 17,874 0.09 -1,662 + 4,800 21,012
1961 39 21,012 0.19 3,929 + 4,800 29,741
1962 40 29,741 0.11 -3,212 + 4,800 31,329
1963 41 31,329 0.17 5,326 + 4,800 41,455
1964 42 41,455 0.15 6,052 + 4,800 52,307
1965 43 52,307 0.11 5,701 + 4,800 62,809
1966 44 62,809 0.19 -11,871 + 4,800 55,738
1967 45 55,738 0.15 8,472 + 4,800 69,010
1968 46 69,010 0.04 2,967 + 4,800 76,777
1969 47 76,777 0.15 -11,670 + 4,800 69,907
1970 48 69,907 0.05 3,356 + 4,800 78,063
1971 49 78,063 0.06 4,762 + 4,800 87,625
1972 50 87,625 0.15 12,793 + 4,800 105,218
1973 51 105,218 0.17 -17,466 + 4,800 92,552
1974 52 92,552 0.28 -25,544 + 4,800 71,807
1975 53 71,807 0.38 27,502 + 4,800 104,110
1976 54 104,110 0.18 18,636 + 4,800 127,545
1977 55 127,545 0.17 -22,065 + 4,800 110,280
1978 56 110,280 0.03 -3,419 + 4,800 111,661
1979 57 111,661 0.04 4,690 + 4,800 121,151
1980 58 121,151 0.15 18,052 + 4,800 144,003
1981 59 144,003 0.09 -13,248 + 4,800 135,554
1982 60 135,554 0.20 26,569 + 4,800 166,923
1983 61 166,923 0.20 33,885 + 4,800 205,608
1984 62 205,608 0.04 -7,608 + 4,800 202,801
1985 63 202,801 0.28 56,176 + 4,800 263,777
1986 64 263,777 0.23 59,614 + 4,800 328,190
1987 65 328,190 0.023 6,982 -24,614 310,558
1988 66 310,558 0.118 33,897 -23,292 321,164
1989 67 321,164 0.270 80,211 -24,087 377,287
1990 68 377,287 0.043 -15,148 -25,000 337,139
1991 69 337,139 0.203 63,364 -25,000 375,503
1992 70 375,503 0.042 14,721 -25,000 365,224
1993 71 365,224 0.137 46,611 -25,000 386,835
1994 72 386,835 0.021 7,599 -25,000 369,433
1995 73 369,433 0.335 115,385 -25,000 459,819
1996 74 459,819 0.260 113,053 -25,000 547,871
1997 75 547,871 0.226 118,169 -25,000 641,040
1998 76 641,040 0.161 99,183 -25,000 715,223
1999 77 715,223 0.252 173,936 -25,000 864,159
2000 78 864,159 0.062 -52,028 -25,000 787,131
2001 79 787,131 0.071 -54,111 -25,000 708,020
2002 80 708,020 0.168 -114,747 -25,000 568,273
2003 81 568,273 0.253 137,448 -25,000 680,721
2004 82 680,721 0.031 20,327 -25,000 676,048
2005 83 676,048 0.006 -3,906 -25,000 647,142
2006 84 647,142 0.163 101,409 -25,000 723,551
2007 85 723,551 0.064 44,707 -25,000 743,258


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015