RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1956

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1956 35 0 0.02 0 + 4,800 4,800
1957 36 4,800 0.13 -614 + 4,800 8,986
1958 37 8,986 0.34 3,055 + 4,800 16,841
1959 38 16,841 0.16 2,762 + 4,800 24,403
1960 39 24,403 0.09 -2,269 + 4,800 26,933
1961 40 26,933 0.19 5,036 + 4,800 36,770
1962 41 36,770 0.11 -3,971 + 4,800 37,599
1963 42 37,599 0.17 6,392 + 4,800 48,790
1964 43 48,790 0.15 7,123 + 4,800 60,714
1965 44 60,714 0.11 6,618 + 4,800 72,131
1966 45 72,131 0.19 -13,633 + 4,800 63,299
1967 46 63,299 0.15 9,621 + 4,800 77,720
1968 47 77,720 0.04 3,342 + 4,800 85,862
1969 48 85,862 0.15 -13,051 + 4,800 77,611
1970 49 77,611 0.05 3,725 + 4,800 86,136
1971 50 86,136 0.06 5,254 + 4,800 96,191
1972 51 96,191 0.15 14,044 + 4,800 115,034
1973 52 115,034 0.17 -19,096 + 4,800 100,739
1974 53 100,739 0.28 -27,804 + 4,800 77,735
1975 54 77,735 0.38 29,772 + 4,800 112,307
1976 55 112,307 0.18 20,103 + 4,800 137,210
1977 56 137,210 0.17 -23,737 + 4,800 118,273
1978 57 118,273 0.03 -3,666 + 4,800 119,406
1979 58 119,406 0.04 5,015 + 4,800 129,221
1980 59 129,221 0.15 19,254 + 4,800 153,275
1981 60 153,275 0.09 -14,101 + 4,800 143,974
1982 61 143,974 0.20 28,219 + 4,800 176,993
1983 62 176,993 0.20 35,930 + 4,800 217,723
1984 63 217,723 0.04 -8,056 + 4,800 214,467
1985 64 214,467 0.28 59,407 + 4,800 278,674
1986 65 278,674 0.226 58,257 -20,901 316,030
1987 66 316,030 0.023 6,724 -23,702 299,052
1988 67 299,052 0.118 32,641 -22,429 309,264
1989 68 309,264 0.270 77,239 -23,195 363,308
1990 69 363,308 0.043 -14,547 -25,000 323,761
1991 70 323,761 0.203 60,794 -24,282 360,273
1992 71 360,273 0.042 14,081 -25,000 349,355
1993 72 349,355 0.137 44,437 -25,000 368,791
1994 73 368,791 0.021 7,220 -25,000 351,011
1995 74 351,011 0.335 109,214 -25,000 435,225
1996 75 435,225 0.260 106,658 -25,000 516,883
1997 76 516,883 0.226 111,166 -25,000 603,049
1998 77 603,049 0.161 93,066 -25,000 671,114
1999 78 671,114 0.252 162,821 -25,000 808,935
2000 79 808,935 0.062 -48,604 -25,000 735,331
2001 80 735,331 0.071 -50,434 -25,000 659,898
2002 81 659,898 0.168 -106,663 -25,000 528,235
2003 82 528,235 0.253 127,318 -25,000 630,553
2004 83 630,553 0.031 18,772 -25,000 624,325
2005 84 624,325 0.006 -3,596 -25,000 595,729
2006 85 595,729 0.163 93,029 -25,000 663,758


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015