RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1955

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1955 35 0 0.21 0 + 4,800 4,800
1956 36 4,800 0.02 110 + 4,800 9,710
1957 37 9,710 0.13 -1,243 + 4,800 13,267
1958 38 13,267 0.34 4,511 + 4,800 22,578
1959 39 22,578 0.16 3,703 + 4,800 31,081
1960 40 31,081 0.09 -2,891 + 4,800 32,991
1961 41 32,991 0.19 6,169 + 4,800 43,960
1962 42 43,960 0.11 -4,748 + 4,800 44,012
1963 43 44,012 0.17 7,482 + 4,800 56,294
1964 44 56,294 0.15 8,219 + 4,800 69,313
1965 45 69,313 0.11 7,555 + 4,800 81,669
1966 46 81,669 0.19 -15,435 + 4,800 71,033
1967 47 71,033 0.15 10,797 + 4,800 86,630
1968 48 86,630 0.04 3,725 + 4,800 95,155
1969 49 95,155 0.15 -14,464 + 4,800 85,492
1970 50 85,492 0.05 4,104 + 4,800 94,395
1971 51 94,395 0.06 5,758 + 4,800 104,953
1972 52 104,953 0.15 15,323 + 4,800 125,077
1973 53 125,077 0.17 -20,763 + 4,800 109,114
1974 54 109,114 0.28 -30,115 + 4,800 83,798
1975 55 83,798 0.38 32,095 + 4,800 120,693
1976 56 120,693 0.18 21,604 + 4,800 147,097
1977 57 147,097 0.17 -25,448 + 4,800 126,450
1978 58 126,450 0.03 -3,920 + 4,800 127,330
1979 59 127,330 0.04 5,348 + 4,800 137,477
1980 60 137,477 0.15 20,484 + 4,800 162,762
1981 61 162,762 0.09 -14,974 + 4,800 152,588
1982 62 152,588 0.20 29,907 + 4,800 187,295
1983 63 187,295 0.20 38,021 + 4,800 230,115
1984 64 230,115 0.04 -8,514 + 4,800 226,401
1985 65 226,401 0.277 58,010 -16,980 267,431
1986 66 267,431 0.226 55,906 -20,057 303,280
1987 67 303,280 0.023 6,452 -22,746 286,986
1988 68 286,986 0.118 31,325 -21,524 296,787
1989 69 296,787 0.270 74,122 -22,259 348,650
1990 70 348,650 0.043 -13,917 -25,000 309,733
1991 71 309,733 0.203 58,160 -23,230 344,663
1992 72 344,663 0.042 13,426 -25,000 333,089
1993 73 333,089 0.137 42,211 -24,982 350,318
1994 74 350,318 0.021 6,832 -25,000 332,150
1995 75 332,150 0.335 102,925 -24,911 410,164
1996 76 410,164 0.260 100,143 -25,000 485,306
1997 77 485,306 0.226 104,029 -25,000 564,336
1998 78 564,336 0.161 86,833 -25,000 626,169
1999 79 626,169 0.252 151,494 -25,000 752,663
2000 80 752,663 0.062 -45,115 -25,000 682,548
2001 81 682,548 0.071 -46,686 -25,000 610,862
2002 82 610,862 0.168 -98,425 -25,000 487,437
2003 83 487,437 0.253 116,997 -25,000 579,434
2004 84 579,434 0.031 17,187 -25,000 571,621
2005 85 571,621 0.006 -3,280 -25,000 543,342


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015