RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1950

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1950 35 0 0.18 0 + 4,800 4,800
1951 36 4,800 0.14 691 + 4,800 10,291
1952 37 10,291 0.08 864 + 4,800 15,956
1953 38 15,956 0.04 -606 + 4,800 20,149
1954 39 20,149 0.44 8,866 + 4,800 33,815
1955 40 33,815 0.21 7,034 + 4,800 45,649
1956 41 45,649 0.02 1,050 + 4,800 51,499
1957 42 51,499 0.13 -6,592 + 4,800 49,707
1958 43 49,707 0.34 16,900 + 4,800 71,407
1959 44 71,407 0.16 11,711 + 4,800 87,918
1960 45 87,918 0.09 -8,176 + 4,800 84,541
1961 46 84,541 0.19 15,809 + 4,800 105,151
1962 47 105,151 0.11 -11,356 + 4,800 98,594
1963 48 98,594 0.17 16,761 + 4,800 120,155
1964 49 120,155 0.15 17,543 + 4,800 142,498
1965 50 142,498 0.11 15,532 + 4,800 162,830
1966 51 162,830 0.19 -30,775 + 4,800 136,855
1967 52 136,855 0.15 20,802 + 4,800 162,457
1968 53 162,457 0.04 6,986 + 4,800 174,243
1969 54 174,243 0.15 -26,485 + 4,800 152,558
1970 55 152,558 0.05 7,323 + 4,800 164,681
1971 56 164,681 0.06 10,046 + 4,800 179,526
1972 57 179,526 0.15 26,211 + 4,800 210,537
1973 58 210,537 0.17 -34,949 + 4,800 180,388
1974 59 180,388 0.28 -49,787 + 4,800 135,401
1975 60 135,401 0.38 51,859 + 4,800 192,060
1976 61 192,060 0.18 34,379 + 4,800 231,238
1977 62 231,238 0.17 -40,004 + 4,800 196,034
1978 63 196,034 0.03 -6,077 + 4,800 194,757
1979 64 194,757 0.04 8,180 + 4,800 207,737
1980 65 207,737 0.149 28,631 -15,580 220,788
1981 66 220,788 0.092 -18,789 -16,559 185,440
1982 67 185,440 0.196 33,406 -15,000 203,846
1983 68 203,846 0.203 38,277 -15,288 226,835
1984 69 226,835 0.037 -7,763 -17,013 202,059
1985 70 202,059 0.277 51,772 -15,154 238,677
1986 71 238,677 0.226 49,895 -17,901 270,671
1987 72 270,671 0.023 5,759 -20,300 256,129
1988 73 256,129 0.118 27,957 -19,210 264,876
1989 74 264,876 0.270 66,153 -19,866 311,163
1990 75 311,163 0.043 -12,377 -23,337 275,450
1991 76 275,450 0.203 51,723 -20,659 306,514
1992 77 306,514 0.042 11,908 -22,989 295,433
1993 78 295,433 0.137 37,439 -22,157 310,714
1994 79 310,714 0.021 6,036 -23,304 293,446
1995 80 293,446 0.335 90,932 -22,008 362,370
1996 81 362,370 0.260 87,716 -25,000 425,086
1997 82 425,086 0.226 90,419 -25,000 490,505
1998 83 490,505 0.161 74,946 -25,000 540,451
1999 84 540,451 0.252 129,894 -25,000 645,345
2000 85 645,345 0.062 -38,461 -25,000 581,884


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015