RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1949

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1949 35 0 0.13 0 + 4,800 4,800
1950 36 4,800 0.18 845 + 4,800 10,445
1951 37 10,445 0.14 1,504 + 4,800 16,749
1952 38 16,749 0.08 1,407 + 4,800 22,956
1953 39 22,956 0.04 -872 + 4,800 26,883
1954 40 26,883 0.44 11,829 + 4,800 43,512
1955 41 43,512 0.21 9,051 + 4,800 57,363
1956 42 57,363 0.02 1,319 + 4,800 63,482
1957 43 63,482 0.13 -8,126 + 4,800 60,156
1958 44 60,156 0.34 20,453 + 4,800 85,409
1959 45 85,409 0.16 14,007 + 4,800 104,217
1960 46 104,217 0.09 -9,692 + 4,800 99,324
1961 47 99,324 0.19 18,574 + 4,800 122,698
1962 48 122,698 0.11 -13,251 + 4,800 114,247
1963 49 114,247 0.17 19,422 + 4,800 138,469
1964 50 138,469 0.15 20,216 + 4,800 163,485
1965 51 163,485 0.11 17,820 + 4,800 186,105
1966 52 186,105 0.19 -35,174 + 4,800 155,731
1967 53 155,731 0.15 23,671 + 4,800 184,202
1968 54 184,202 0.04 7,921 + 4,800 196,923
1969 55 196,923 0.15 -29,932 + 4,800 171,791
1970 56 171,791 0.05 8,246 + 4,800 184,837
1971 57 184,837 0.06 11,275 + 4,800 200,912
1972 58 200,912 0.15 29,333 + 4,800 235,045
1973 59 235,045 0.17 -39,017 + 4,800 200,827
1974 60 200,827 0.28 -55,428 + 4,800 150,199
1975 61 150,199 0.38 57,526 + 4,800 212,525
1976 62 212,525 0.18 38,042 + 4,800 255,367
1977 63 255,367 0.17 -44,179 + 4,800 215,989
1978 64 215,989 0.03 -6,696 + 4,800 214,093
1979 65 214,093 0.042 8,318 -16,057 206,354
1980 66 206,354 0.149 28,441 -15,477 219,318
1981 67 219,318 0.092 -18,664 -16,449 184,205
1982 68 184,205 0.196 33,164 -15,000 202,369
1983 69 202,369 0.203 38,000 -15,178 225,191
1984 70 225,191 0.037 -7,707 -16,889 200,595
1985 71 200,595 0.277 51,397 -15,045 236,948
1986 72 236,948 0.226 49,534 -17,771 268,710
1987 73 268,710 0.023 5,717 -20,153 254,274
1988 74 254,274 0.118 27,754 -19,071 262,957
1989 75 262,957 0.270 65,674 -19,722 308,909
1990 76 308,909 0.043 -12,287 -23,168 273,454
1991 77 273,454 0.203 51,348 -20,509 304,293
1992 78 304,293 0.042 11,822 -22,822 293,293
1993 79 293,293 0.137 37,168 -21,997 308,463
1994 80 308,463 0.021 5,992 -23,135 291,321
1995 81 291,321 0.335 90,273 -21,849 359,744
1996 82 359,744 0.260 87,034 -25,000 421,778
1997 83 421,778 0.226 89,672 -25,000 486,450
1998 84 486,450 0.161 74,293 -25,000 535,743
1999 85 535,743 0.252 128,707 -25,000 639,450


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015