RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1947

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1947 35 0 0.02 0 + 4,800 4,800
1948 36 4,800 0.02 -101 + 4,800 9,499
1949 37 9,499 0.13 1,225 + 4,800 15,525
1950 38 15,525 0.18 2,732 + 4,800 23,057
1951 39 23,057 0.14 3,320 + 4,800 31,177
1952 40 31,177 0.08 2,619 + 4,800 38,596
1953 41 38,596 0.04 -1,467 + 4,800 41,929
1954 42 41,929 0.44 18,449 + 4,800 65,178
1955 43 65,178 0.21 13,557 + 4,800 83,535
1956 44 83,535 0.02 1,921 + 4,800 90,257
1957 45 90,257 0.13 -11,553 + 4,800 83,504
1958 46 83,504 0.34 28,391 + 4,800 116,695
1959 47 116,695 0.16 19,138 + 4,800 140,633
1960 48 140,633 0.09 -13,079 + 4,800 132,354
1961 49 132,354 0.19 24,750 + 4,800 161,904
1962 50 161,904 0.11 -17,486 + 4,800 149,219
1963 51 149,219 0.17 25,367 + 4,800 179,386
1964 52 179,386 0.15 26,190 + 4,800 210,376
1965 53 210,376 0.11 22,931 + 4,800 238,107
1966 54 238,107 0.19 -45,002 + 4,800 197,905
1967 55 197,905 0.15 30,082 + 4,800 232,787
1968 56 232,787 0.04 10,010 + 4,800 247,596
1969 57 247,596 0.15 -37,635 + 4,800 214,762
1970 58 214,762 0.05 10,309 + 4,800 229,870
1971 59 229,870 0.06 14,022 + 4,800 248,692
1972 60 248,692 0.15 36,309 + 4,800 289,802
1973 61 289,802 0.17 -48,107 + 4,800 246,494
1974 62 246,494 0.28 -68,032 + 4,800 183,262
1975 63 183,262 0.38 70,189 + 4,800 258,251
1976 64 258,251 0.18 46,227 + 4,800 309,278
1977 65 309,278 0.173 -49,492 -23,196 236,590
1978 66 236,590 0.031 -6,784 -17,744 212,062
1979 67 212,062 0.042 8,239 -15,905 204,396
1980 68 204,396 0.149 28,171 -15,330 217,237
1981 69 217,237 0.092 -18,487 -16,293 182,457
1982 70 182,457 0.196 32,822 -15,000 200,279
1983 71 200,279 0.203 37,607 -15,021 222,865
1984 72 222,865 0.037 -7,628 -16,715 198,523
1985 73 198,523 0.277 50,836 -15,000 234,359
1986 74 234,359 0.226 48,993 -17,577 265,774
1987 75 265,774 0.023 5,654 -19,933 251,496
1988 76 251,496 0.118 27,451 -18,862 260,084
1989 77 260,084 0.270 64,956 -19,506 305,534
1990 78 305,534 0.043 -12,153 -22,915 270,466
1991 79 270,466 0.203 50,787 -20,285 300,968
1992 80 300,968 0.042 11,693 -22,573 290,088
1993 81 290,088 0.137 36,761 -21,757 305,093
1994 82 305,093 0.021 5,926 -22,882 288,137
1995 83 288,137 0.335 89,287 -21,610 355,814
1996 84 355,814 0.260 86,012 -25,000 416,825
1997 85 416,825 0.226 88,553 -25,000 480,378


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015