RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1946

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1946 35 0 0.08 0 + 4,800 4,800
1947 36 4,800 0.02 106 + 4,800 9,706
1948 37 9,706 0.02 -204 + 4,800 14,302
1949 38 14,302 0.13 1,845 + 4,800 20,947
1950 39 20,947 0.18 3,687 + 4,800 29,433
1951 40 29,433 0.14 4,238 + 4,800 38,472
1952 41 38,472 0.08 3,232 + 4,800 46,503
1953 42 46,503 0.04 -1,767 + 4,800 49,536
1954 43 49,536 0.44 21,796 + 4,800 76,132
1955 44 76,132 0.21 15,835 + 4,800 96,768
1956 45 96,768 0.02 2,226 + 4,800 103,793
1957 46 103,793 0.13 -13,286 + 4,800 95,308
1958 47 95,308 0.34 32,405 + 4,800 132,512
1959 48 132,512 0.16 21,732 + 4,800 159,044
1960 49 159,044 0.09 -14,791 + 4,800 149,053
1961 50 149,053 0.19 27,873 + 4,800 181,726
1962 51 181,726 0.11 -19,626 + 4,800 166,900
1963 52 166,900 0.17 28,373 + 4,800 200,073
1964 53 200,073 0.15 29,211 + 4,800 234,083
1965 54 234,083 0.11 25,515 + 4,800 264,399
1966 55 264,399 0.19 -49,971 + 4,800 219,227
1967 56 219,227 0.15 33,323 + 4,800 257,350
1968 57 257,350 0.04 11,066 + 4,800 273,216
1969 58 273,216 0.15 -41,529 + 4,800 236,487
1970 59 236,487 0.05 11,351 + 4,800 252,638
1971 60 252,638 0.06 15,411 + 4,800 272,849
1972 61 272,849 0.15 39,836 + 4,800 317,485
1973 62 317,485 0.17 -52,703 + 4,800 269,583
1974 63 269,583 0.28 -74,405 + 4,800 199,978
1975 64 199,978 0.38 76,592 + 4,800 281,369
1976 65 281,369 0.179 46,588 -21,103 306,855
1977 66 306,855 0.173 -49,104 -23,014 234,736
1978 67 234,736 0.031 -6,731 -17,605 210,400
1979 68 210,400 0.042 8,174 -15,780 202,794
1980 69 202,794 0.149 27,950 -15,210 215,534
1981 70 215,534 0.092 -18,342 -16,165 181,027
1982 71 181,027 0.196 32,541 -15,000 198,569
1983 72 198,569 0.203 37,264 -15,000 220,833
1984 73 220,833 0.037 -7,558 -16,562 196,713
1985 74 196,713 0.277 50,334 -15,000 232,047
1986 75 232,047 0.226 48,509 -17,404 263,153
1987 76 263,153 0.023 5,599 -19,736 249,015
1988 77 249,015 0.118 27,180 -18,676 257,519
1989 78 257,519 0.270 64,315 -19,314 302,520
1990 79 302,520 0.043 -12,033 -22,689 267,798
1991 80 267,798 0.203 50,286 -20,085 297,999
1992 81 297,999 0.042 11,577 -22,350 287,227
1993 82 287,227 0.137 36,399 -21,542 302,084
1994 83 302,084 0.021 5,868 -22,656 285,295
1995 84 285,295 0.335 88,406 -21,397 352,304
1996 85 352,304 0.260 85,099 -25,000 412,403


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015