RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1944

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1944 35 0 0.12 0 + 4,800 4,800
1945 36 4,800 0.27 1,277 + 4,800 10,877
1946 37 10,877 0.08 -881 + 4,800 14,796
1947 38 14,796 0.02 326 + 4,800 19,921
1948 39 19,921 0.02 -418 + 4,800 24,303
1949 40 24,303 0.13 3,135 + 4,800 32,238
1950 41 32,238 0.18 5,674 + 4,800 42,712
1951 42 42,712 0.14 6,151 + 4,800 53,662
1952 43 53,662 0.08 4,508 + 4,800 62,970
1953 44 62,970 0.04 -2,393 + 4,800 65,377
1954 45 65,377 0.44 28,766 + 4,800 98,943
1955 46 98,943 0.21 20,580 + 4,800 124,323
1956 47 124,323 0.02 2,859 + 4,800 131,983
1957 48 131,983 0.13 -16,894 + 4,800 119,889
1958 49 119,889 0.34 40,762 + 4,800 165,451
1959 50 165,451 0.16 27,134 + 4,800 197,385
1960 51 197,385 0.09 -18,357 + 4,800 183,828
1961 52 183,828 0.19 34,376 + 4,800 223,004
1962 53 223,004 0.11 -24,084 + 4,800 203,720
1963 54 203,720 0.17 34,632 + 4,800 243,152
1964 55 243,152 0.15 35,500 + 4,800 283,452
1965 56 283,452 0.11 30,896 + 4,800 319,149
1966 57 319,149 0.19 -60,319 + 4,800 263,630
1967 58 263,630 0.15 40,072 + 4,800 308,501
1968 59 308,501 0.04 13,266 + 4,800 326,567
1969 60 326,567 0.15 -49,638 + 4,800 281,729
1970 61 281,729 0.05 13,523 + 4,800 300,052
1971 62 300,052 0.06 18,303 + 4,800 323,155
1972 63 323,155 0.15 47,181 + 4,800 375,136
1973 64 375,136 0.17 -62,272 + 4,800 317,663
1974 65 317,663 0.276 -81,099 -23,825 212,739
1975 66 212,739 0.383 75,368 -15,955 272,152
1976 67 272,152 0.179 45,062 -20,411 296,802
1977 68 296,802 0.173 -47,496 -22,260 227,046
1978 69 227,046 0.031 -6,511 -17,028 203,507
1979 70 203,507 0.042 7,906 -15,263 196,150
1980 71 196,150 0.149 26,991 -15,000 208,142
1981 72 208,142 0.092 -17,713 -15,611 174,818
1982 73 174,818 0.196 31,324 -15,000 191,142
1983 74 191,142 0.203 35,757 -15,000 211,899
1984 75 211,899 0.037 -7,252 -15,892 188,755
1985 76 188,755 0.277 48,130 -15,000 221,885
1986 77 221,885 0.226 46,385 -16,641 251,628
1987 78 251,628 0.023 5,353 -18,872 238,110
1988 79 238,110 0.118 25,990 -17,858 246,241
1989 80 246,241 0.270 61,499 -18,468 289,272
1990 81 289,272 0.043 -11,506 -21,695 256,070
1991 82 256,070 0.203 48,084 -19,205 284,949
1992 83 284,949 0.042 11,070 -21,371 274,648
1993 84 274,648 0.137 34,805 -20,599 288,854
1994 85 288,854 0.021 5,611 -21,664 272,801


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015