RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1943

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1943 35 0 0.14 0 + 4,800 4,800
1944 36 4,800 0.12 581 + 4,800 10,181
1945 37 10,181 0.27 2,708 + 4,800 17,689
1946 38 17,689 0.08 -1,433 + 4,800 21,056
1947 39 21,056 0.02 463 + 4,800 26,319
1948 40 26,319 0.02 -553 + 4,800 30,567
1949 41 30,567 0.13 3,943 + 4,800 39,310
1950 42 39,310 0.18 6,919 + 4,800 51,028
1951 43 51,028 0.14 7,348 + 4,800 63,176
1952 44 63,176 0.08 5,307 + 4,800 73,283
1953 45 73,283 0.04 -2,785 + 4,800 75,298
1954 46 75,298 0.44 33,131 + 4,800 113,230
1955 47 113,230 0.21 23,552 + 4,800 141,581
1956 48 141,581 0.02 3,256 + 4,800 149,638
1957 49 149,638 0.13 -19,154 + 4,800 135,284
1958 50 135,284 0.34 45,997 + 4,800 186,081
1959 51 186,081 0.16 30,517 + 4,800 221,398
1960 52 221,398 0.09 -20,590 + 4,800 205,608
1961 53 205,608 0.19 38,449 + 4,800 248,857
1962 54 248,857 0.11 -26,877 + 4,800 226,780
1963 55 226,780 0.17 38,553 + 4,800 270,133
1964 56 270,133 0.15 39,439 + 4,800 314,372
1965 57 314,372 0.11 34,267 + 4,800 353,439
1966 58 353,439 0.19 -66,800 + 4,800 291,439
1967 59 291,439 0.15 44,299 + 4,800 340,537
1968 60 340,537 0.04 14,643 + 4,800 359,981
1969 61 359,981 0.15 -54,717 + 4,800 310,064
1970 62 310,064 0.05 14,883 + 4,800 329,747
1971 63 329,747 0.06 20,115 + 4,800 354,661
1972 64 354,661 0.15 51,781 + 4,800 411,242
1973 65 411,242 0.166 -64,116 -25,000 322,126
1974 66 322,126 0.276 -82,239 -24,159 215,727
1975 67 215,727 0.383 76,427 -16,180 275,975
1976 68 275,975 0.179 45,695 -20,698 300,971
1977 69 300,971 0.173 -48,163 -22,573 230,235
1978 70 230,235 0.031 -6,602 -17,268 206,366
1979 71 206,366 0.042 8,017 -15,477 198,906
1980 72 198,906 0.149 27,402 -15,000 211,308
1981 73 211,308 0.092 -17,982 -15,848 177,477
1982 74 177,477 0.196 31,846 -15,000 194,323
1983 75 194,323 0.203 36,403 -15,000 215,725
1984 76 215,725 0.037 -7,383 -16,179 192,163
1985 77 192,163 0.277 49,074 -15,000 226,237
1986 78 226,237 0.226 47,295 -16,968 256,564
1987 79 256,564 0.023 5,458 -19,242 242,780
1988 80 242,780 0.118 26,499 -18,208 251,071
1989 81 251,071 0.270 62,705 -18,830 294,945
1990 82 294,945 0.043 -11,731 -22,121 261,093
1991 83 261,093 0.203 49,027 -19,582 290,538
1992 84 290,538 0.042 11,287 -21,790 280,035
1993 85 280,035 0.137 35,487 -21,003 294,520


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015