RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1939

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1939 35 0 0.03 0 + 4,800 4,800
1940 36 4,800 0.13 -610 + 4,800 8,990
1941 37 8,990 0.15 -1,385 + 4,800 12,406
1942 38 12,406 0.08 943 + 4,800 18,149
1943 39 18,149 0.14 2,505 + 4,800 25,453
1944 40 25,453 0.12 3,080 + 4,800 33,333
1945 41 33,333 0.27 8,867 + 4,800 47,000
1946 42 47,000 0.08 -3,807 + 4,800 47,993
1947 43 47,993 0.02 1,056 + 4,800 53,849
1948 44 53,849 0.02 -1,131 + 4,800 57,518
1949 45 57,518 0.13 7,420 + 4,800 69,738
1950 46 69,738 0.18 12,274 + 4,800 86,811
1951 47 86,811 0.14 12,501 + 4,800 104,112
1952 48 104,112 0.08 8,745 + 4,800 117,658
1953 49 117,658 0.04 -4,471 + 4,800 117,987
1954 50 117,987 0.44 51,914 + 4,800 174,701
1955 51 174,701 0.21 36,338 + 4,800 215,838
1956 52 215,838 0.02 4,964 + 4,800 225,603
1957 53 225,603 0.13 -28,877 + 4,800 201,526
1958 54 201,526 0.34 68,519 + 4,800 274,844
1959 55 274,844 0.16 45,074 + 4,800 324,719
1960 56 324,719 0.09 -30,199 + 4,800 299,320
1961 57 299,320 0.19 55,973 + 4,800 360,093
1962 58 360,093 0.11 -38,890 + 4,800 326,003
1963 59 326,003 0.17 55,420 + 4,800 386,223
1964 60 386,223 0.15 56,389 + 4,800 447,412
1965 61 447,412 0.11 48,768 + 4,800 500,980
1966 62 500,980 0.19 -94,685 + 4,800 411,094
1967 63 411,094 0.15 62,486 + 4,800 478,381
1968 64 478,381 0.04 20,570 + 4,800 503,751
1969 65 503,751 0.152 -72,770 -25,000 405,981
1970 66 405,981 0.048 18,287 -25,000 399,268
1971 67 399,268 0.061 22,830 -25,000 397,098
1972 68 397,098 0.146 54,326 -25,000 426,425
1973 69 426,425 0.166 -66,637 -25,000 334,788
1974 70 334,788 0.276 -85,502 -25,000 224,287
1975 71 224,287 0.383 79,459 -16,822 286,924
1976 72 286,924 0.179 47,508 -21,519 312,913
1977 73 312,913 0.173 -50,074 -23,468 239,370
1978 74 239,370 0.031 -6,864 -17,953 214,554
1979 75 214,554 0.042 8,335 -16,092 206,797
1980 76 206,797 0.149 28,502 -15,510 219,790
1981 77 219,790 0.092 -18,704 -16,484 184,601
1982 78 184,601 0.196 33,242 -15,000 202,843
1983 79 202,843 0.203 38,089 -15,213 225,719
1984 80 225,719 0.037 -7,725 -16,929 201,065
1985 81 201,065 0.277 51,518 -15,080 237,503
1986 82 237,503 0.226 49,650 -17,813 269,340
1987 83 269,340 0.023 5,730 -20,200 254,869
1988 84 254,869 0.118 27,819 -19,115 263,573
1989 85 263,573 0.270 65,827 -19,768 309,633


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015