RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1937

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1937 35 0 0.33 0 + 4,800 4,800
1938 36 4,800 0.28 1,349 + 4,800 10,949
1939 37 10,949 0.03 -318 + 4,800 15,431
1940 38 15,431 0.13 -1,960 + 4,800 18,272
1941 39 18,272 0.15 -2,814 + 4,800 20,258
1942 40 20,258 0.08 1,540 + 4,800 26,597
1943 41 26,597 0.14 3,670 + 4,800 35,068
1944 42 35,068 0.12 4,243 + 4,800 44,111
1945 43 44,111 0.27 11,733 + 4,800 60,644
1946 44 60,644 0.08 -4,912 + 4,800 60,532
1947 45 60,532 0.02 1,332 + 4,800 66,664
1948 46 66,664 0.02 -1,400 + 4,800 70,064
1949 47 70,064 0.13 9,038 + 4,800 83,902
1950 48 83,902 0.18 14,767 + 4,800 103,469
1951 49 103,469 0.14 14,900 + 4,800 123,169
1952 50 123,169 0.08 10,346 + 4,800 138,315
1953 51 138,315 0.04 -5,256 + 4,800 137,859
1954 52 137,859 0.44 60,658 + 4,800 203,317
1955 53 203,317 0.21 42,290 + 4,800 250,406
1956 54 250,406 0.02 5,759 + 4,800 260,966
1957 55 260,966 0.13 -33,404 + 4,800 232,362
1958 56 232,362 0.34 79,003 + 4,800 316,165
1959 57 316,165 0.16 51,851 + 4,800 372,816
1960 58 372,816 0.09 -34,672 + 4,800 342,945
1961 59 342,945 0.19 64,131 + 4,800 411,875
1962 60 411,875 0.11 -44,483 + 4,800 372,193
1963 61 372,193 0.17 63,273 + 4,800 440,265
1964 62 440,265 0.15 64,279 + 4,800 509,344
1965 63 509,344 0.11 55,519 + 4,800 569,663
1966 64 569,663 0.19 -107,666 + 4,800 466,796
1967 65 466,796 0.152 67,153 -25,000 508,949
1968 66 508,949 0.043 20,810 -25,000 504,759
1969 67 504,759 0.152 -72,923 -25,000 406,836
1970 68 406,836 0.048 18,328 -25,000 400,164
1971 69 400,164 0.061 22,885 -25,000 398,049
1972 70 398,049 0.146 54,465 -25,000 427,514
1973 71 427,514 0.166 -66,817 -25,000 335,697
1974 72 335,697 0.276 -85,752 -25,000 224,944
1975 73 224,944 0.383 79,692 -16,871 287,766
1976 74 287,766 0.179 47,647 -21,582 313,830
1977 75 313,830 0.173 -50,221 -23,537 240,072
1978 76 240,072 0.031 -6,884 -18,005 215,183
1979 77 215,183 0.042 8,360 -16,139 207,404
1980 78 207,404 0.149 28,585 -15,555 220,434
1981 79 220,434 0.092 -18,759 -16,533 185,143
1982 80 185,143 0.196 33,348 -15,000 203,491
1983 81 203,491 0.203 38,210 -15,262 226,439
1984 82 226,439 0.037 -7,750 -16,983 201,706
1985 83 201,706 0.277 51,682 -15,128 238,261
1986 84 238,261 0.226 49,808 -17,870 270,199
1987 85 270,199 0.023 5,748 -20,265 255,683


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015