RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1936

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1936 35 0 0.25 0 + 4,800 4,800
1937 36 4,800 0.33 -1,574 + 4,800 8,026
1938 37 8,026 0.28 2,255 + 4,800 15,081
1939 38 15,081 0.03 -437 + 4,800 19,443
1940 39 19,443 0.13 -2,469 + 4,800 21,774
1941 40 21,774 0.15 -3,353 + 4,800 23,221
1942 41 23,221 0.08 1,765 + 4,800 29,786
1943 42 29,786 0.14 4,110 + 4,800 38,696
1944 43 38,696 0.12 4,682 + 4,800 48,178
1945 44 48,178 0.27 12,815 + 4,800 65,794
1946 45 65,794 0.08 -5,329 + 4,800 65,265
1947 46 65,265 0.02 1,436 + 4,800 71,500
1948 47 71,500 0.02 -1,502 + 4,800 74,799
1949 48 74,799 0.13 9,649 + 4,800 89,248
1950 49 89,248 0.18 15,708 + 4,800 109,755
1951 50 109,755 0.14 15,805 + 4,800 130,360
1952 51 130,360 0.08 10,950 + 4,800 146,111
1953 52 146,111 0.04 -5,552 + 4,800 145,358
1954 53 145,358 0.44 63,958 + 4,800 214,116
1955 54 214,116 0.21 44,536 + 4,800 263,452
1956 55 263,452 0.02 6,059 + 4,800 274,312
1957 56 274,312 0.13 -35,112 + 4,800 244,000
1958 57 244,000 0.34 82,960 + 4,800 331,760
1959 58 331,760 0.16 54,409 + 4,800 390,968
1960 59 390,968 0.09 -36,360 + 4,800 359,408
1961 60 359,408 0.19 67,209 + 4,800 431,417
1962 61 431,417 0.11 -46,593 + 4,800 389,624
1963 62 389,624 0.17 66,236 + 4,800 460,660
1964 63 460,660 0.15 67,256 + 4,800 532,717
1965 64 532,717 0.11 58,066 + 4,800 595,583
1966 65 595,583 0.189 -107,840 -25,000 462,743
1967 66 462,743 0.152 66,537 -25,000 504,280
1968 67 504,280 0.043 20,609 -25,000 499,889
1969 68 499,889 0.152 -72,183 -25,000 402,706
1970 69 402,706 0.048 18,130 -25,000 395,836
1971 70 395,836 0.061 22,621 -25,000 393,457
1972 71 393,457 0.146 53,795 -25,000 422,251
1973 72 422,251 0.166 -65,944 -25,000 331,308
1974 73 331,308 0.276 -84,583 -24,848 221,877
1975 74 221,877 0.383 78,605 -16,641 283,841
1976 75 283,841 0.179 46,997 -21,288 309,550
1977 76 309,550 0.173 -49,536 -23,216 236,798
1978 77 236,798 0.031 -6,790 -17,760 212,248
1979 78 212,248 0.042 8,246 -15,919 204,575
1980 79 204,575 0.149 28,196 -15,343 217,428
1981 80 217,428 0.092 -18,503 -16,307 182,618
1982 81 182,618 0.196 32,853 -15,000 200,471
1983 82 200,471 0.203 37,643 -15,035 223,079
1984 83 223,079 0.037 -7,635 -16,731 198,713
1985 84 198,713 0.277 50,888 -15,000 234,601
1986 85 234,601 0.226 49,043 -17,595 266,050


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015