RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1935

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1935 35 0 0.39 0 + 4,800 4,800
1936 36 4,800 0.25 1,190 + 4,800 10,790
1937 37 10,790 0.33 -3,539 + 4,800 12,051
1938 38 12,051 0.28 3,386 + 4,800 20,238
1939 39 20,238 0.03 -587 + 4,800 24,451
1940 40 24,451 0.13 -3,105 + 4,800 26,145
1941 41 26,145 0.15 -4,026 + 4,800 26,919
1942 42 26,919 0.08 2,046 + 4,800 33,765
1943 43 33,765 0.14 4,660 + 4,800 43,224
1944 44 43,224 0.12 5,230 + 4,800 53,255
1945 45 53,255 0.27 14,166 + 4,800 72,220
1946 46 72,220 0.08 -5,850 + 4,800 71,170
1947 47 71,170 0.02 1,566 + 4,800 77,536
1948 48 77,536 0.02 -1,628 + 4,800 80,708
1949 49 80,708 0.13 10,411 + 4,800 95,919
1950 50 95,919 0.18 16,882 + 4,800 117,601
1951 51 117,601 0.14 16,935 + 4,800 139,336
1952 52 139,336 0.08 11,704 + 4,800 155,840
1953 53 155,840 0.04 -5,922 + 4,800 154,718
1954 54 154,718 0.44 68,076 + 4,800 227,594
1955 55 227,594 0.21 47,339 + 4,800 279,733
1956 56 279,733 0.02 6,434 + 4,800 290,967
1957 57 290,967 0.13 -37,244 + 4,800 258,523
1958 58 258,523 0.34 87,898 + 4,800 351,221
1959 59 351,221 0.16 57,600 + 4,800 413,621
1960 60 413,621 0.09 -38,467 + 4,800 379,955
1961 61 379,955 0.19 71,052 + 4,800 455,806
1962 62 455,806 0.11 -49,227 + 4,800 411,379
1963 63 411,379 0.17 69,934 + 4,800 486,114
1964 64 486,114 0.15 70,973 + 4,800 561,886
1965 65 561,886 0.109 58,521 -25,000 595,407
1966 66 595,407 0.189 -107,807 -25,000 462,600
1967 67 462,600 0.152 66,515 -25,000 504,115
1968 68 504,115 0.043 20,602 -25,000 499,717
1969 69 499,717 0.152 -72,157 -25,000 402,560
1970 70 402,560 0.048 18,123 -25,000 395,683
1971 71 395,683 0.061 22,612 -25,000 393,295
1972 72 393,295 0.146 53,771 -25,000 422,066
1973 73 422,066 0.166 -65,913 -25,000 331,153
1974 74 331,153 0.276 -84,543 -24,836 221,773
1975 75 221,773 0.383 78,569 -16,633 283,709
1976 76 283,709 0.179 46,975 -21,278 309,405
1977 77 309,405 0.173 -49,513 -23,205 236,687
1978 78 236,687 0.031 -6,787 -17,752 212,149
1979 79 212,149 0.042 8,242 -15,911 204,480
1980 80 204,480 0.149 28,182 -15,336 217,326
1981 81 217,326 0.092 -18,494 -16,299 182,532
1982 82 182,532 0.196 32,836 -15,000 200,369
1983 83 200,369 0.203 37,624 -15,028 222,965
1984 84 222,965 0.037 -7,631 -16,722 198,612
1985 85 198,612 0.277 50,860 -15,000 234,472


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015