RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1932

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1932 35 0 0.23 0 + 4,800 4,800
1933 36 4,800 0.67 3,202 + 4,800 12,802
1934 37 12,802 0.04 525 + 4,800 18,126
1935 38 18,126 0.39 6,979 + 4,800 29,905
1936 39 29,905 0.25 7,416 + 4,800 42,122
1937 40 42,122 0.33 -13,816 + 4,800 33,106
1938 41 33,106 0.28 9,303 + 4,800 47,208
1939 42 47,208 0.03 -1,369 + 4,800 50,639
1940 43 50,639 0.13 -6,431 + 4,800 49,008
1941 44 49,008 0.15 -7,547 + 4,800 46,261
1942 45 46,261 0.08 3,516 + 4,800 54,577
1943 46 54,577 0.14 7,532 + 4,800 66,908
1944 47 66,908 0.12 8,096 + 4,800 79,804
1945 48 79,804 0.27 21,228 + 4,800 105,832
1946 49 105,832 0.08 -8,572 + 4,800 102,060
1947 50 102,060 0.02 2,245 + 4,800 109,105
1948 51 109,105 0.02 -2,291 + 4,800 111,614
1949 52 111,614 0.13 14,398 + 4,800 130,812
1950 53 130,812 0.18 23,023 + 4,800 158,635
1951 54 158,635 0.14 22,843 + 4,800 186,278
1952 55 186,278 0.08 15,647 + 4,800 206,726
1953 56 206,726 0.04 -7,856 + 4,800 203,670
1954 57 203,670 0.44 89,615 + 4,800 298,085
1955 58 298,085 0.21 62,002 + 4,800 364,887
1956 59 364,887 0.02 8,392 + 4,800 378,079
1957 60 378,079 0.13 -48,394 + 4,800 334,485
1958 61 334,485 0.34 113,725 + 4,800 453,010
1959 62 453,010 0.16 74,294 + 4,800 532,104
1960 63 532,104 0.09 -49,486 + 4,800 487,418
1961 64 487,418 0.19 91,147 + 4,800 583,365
1962 65 583,365 0.108 -60,303 -25,000 498,062
1963 66 498,062 0.170 80,421 -25,000 553,482
1964 67 553,482 0.146 77,158 -25,000 605,641
1965 68 605,641 0.109 63,290 -25,000 643,931
1966 69 643,931 0.189 -116,978 -25,000 501,953
1967 70 501,953 0.152 72,497 -25,000 549,450
1968 71 549,450 0.043 22,551 -25,000 547,001
1969 72 547,001 0.152 -79,344 -25,000 442,657
1970 73 442,657 0.048 20,048 -25,000 437,704
1971 74 437,704 0.061 25,175 -25,000 437,879
1972 75 437,879 0.146 60,280 -25,000 473,160
1973 76 473,160 0.166 -74,395 -25,000 373,765
1974 77 373,765 0.276 -96,259 -25,000 252,506
1975 78 252,506 0.383 89,457 -18,938 323,025
1976 79 323,025 0.179 53,485 -24,227 352,283
1977 80 352,283 0.173 -56,620 -25,000 270,663
1978 81 270,663 0.031 -7,761 -20,300 242,602
1979 82 242,602 0.042 9,425 -18,195 233,832
1980 83 233,832 0.149 32,228 -17,537 248,522
1981 84 248,522 0.092 -21,149 -18,639 208,734
1982 85 208,734 0.196 37,843 -15,655 230,922


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015