RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1931

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1931 35 0 0.53 0 + 4,800 4,800
1932 36 4,800 0.23 -1,109 + 4,800 8,491
1933 37 8,491 0.67 5,664 + 4,800 18,955
1934 38 18,955 0.04 777 + 4,800 24,532
1935 39 24,532 0.39 9,445 + 4,800 38,777
1936 40 38,777 0.25 9,617 + 4,800 53,193
1937 41 53,193 0.33 -17,447 + 4,800 40,546
1938 42 40,546 0.28 11,393 + 4,800 56,739
1939 43 56,739 0.03 -1,645 + 4,800 59,894
1940 44 59,894 0.13 -7,607 + 4,800 57,087
1941 45 57,087 0.15 -8,791 + 4,800 53,096
1942 46 53,096 0.08 4,035 + 4,800 61,931
1943 47 61,931 0.14 8,547 + 4,800 75,278
1944 48 75,278 0.12 9,109 + 4,800 89,186
1945 49 89,186 0.27 23,724 + 4,800 117,710
1946 50 117,710 0.08 -9,535 + 4,800 112,975
1947 51 112,975 0.02 2,485 + 4,800 120,261
1948 52 120,261 0.02 -2,525 + 4,800 122,535
1949 53 122,535 0.13 15,807 + 4,800 143,143
1950 54 143,143 0.18 25,193 + 4,800 173,136
1951 55 173,136 0.14 24,932 + 4,800 202,867
1952 56 202,867 0.08 17,041 + 4,800 224,708
1953 57 224,708 0.04 -8,539 + 4,800 220,969
1954 58 220,969 0.44 97,226 + 4,800 322,995
1955 59 322,995 0.21 67,183 + 4,800 394,978
1956 60 394,978 0.02 9,085 + 4,800 408,863
1957 61 408,863 0.13 -52,334 + 4,800 361,329
1958 62 361,329 0.34 122,852 + 4,800 488,980
1959 63 488,980 0.16 80,193 + 4,800 573,973
1960 64 573,973 0.09 -53,379 + 4,800 525,394
1961 65 525,394 0.187 93,574 -25,000 593,967
1962 66 593,967 0.108 -61,448 -25,000 507,519
1963 67 507,519 0.170 82,028 -25,000 564,547
1964 68 564,547 0.146 78,774 -25,000 618,321
1965 69 618,321 0.109 64,672 -25,000 657,993
1966 70 657,993 0.189 -119,636 -25,000 513,357
1967 71 513,357 0.152 74,230 -25,000 562,587
1968 72 562,587 0.043 23,116 -25,000 560,704
1969 73 560,704 0.152 -81,427 -25,000 454,277
1970 74 454,277 0.048 20,605 -25,000 449,882
1971 75 449,882 0.061 25,918 -25,000 450,800
1972 76 450,800 0.146 62,167 -25,000 487,966
1973 77 487,966 0.166 -76,852 -25,000 386,114
1974 78 386,114 0.276 -99,667 -25,000 261,447
1975 79 261,447 0.383 92,624 -19,608 334,462
1976 80 334,462 0.179 55,394 -25,000 364,856
1977 81 364,856 0.173 -58,795 -25,000 281,061
1978 82 281,061 0.031 -8,059 -21,080 251,922
1979 83 251,922 0.042 9,787 -18,894 242,815
1980 84 242,815 0.149 33,466 -18,211 258,070
1981 85 258,070 0.092 -21,962 -19,355 216,753


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015