RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1928

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1928 35 0 0.48 0 + 4,800 4,800
1929 36 4,800 0.17 -826 + 4,800 8,774
1930 37 8,774 0.34 -2,966 + 4,800 10,609
1931 38 10,609 0.53 -5,591 + 4,800 9,818
1932 39 9,818 0.23 -2,268 + 4,800 12,350
1933 40 12,350 0.67 8,237 + 4,800 25,387
1934 41 25,387 0.04 1,041 + 4,800 31,228
1935 42 31,228 0.39 12,023 + 4,800 48,051
1936 43 48,051 0.25 11,917 + 4,800 64,768
1937 44 64,768 0.33 -21,244 + 4,800 48,324
1938 45 48,324 0.28 13,579 + 4,800 66,703
1939 46 66,703 0.03 -1,934 + 4,800 69,569
1940 47 69,569 0.13 -8,835 + 4,800 65,533
1941 48 65,533 0.15 -10,092 + 4,800 60,241
1942 49 60,241 0.08 4,578 + 4,800 69,620
1943 50 69,620 0.14 9,608 + 4,800 84,027
1944 51 84,027 0.12 10,167 + 4,800 98,994
1945 52 98,994 0.27 26,333 + 4,800 130,127
1946 53 130,127 0.08 -10,540 + 4,800 124,387
1947 54 124,387 0.02 2,737 + 4,800 131,923
1948 55 131,923 0.02 -2,770 + 4,800 133,953
1949 56 133,953 0.13 17,280 + 4,800 156,033
1950 57 156,033 0.18 27,462 + 4,800 188,294
1951 58 188,294 0.14 27,114 + 4,800 220,209
1952 59 220,209 0.08 18,498 + 4,800 243,506
1953 60 243,506 0.04 -9,253 + 4,800 239,053
1954 61 239,053 0.44 105,183 + 4,800 349,036
1955 62 349,036 0.21 72,600 + 4,800 426,436
1956 63 426,436 0.02 9,808 + 4,800 441,044
1957 64 441,044 0.13 -56,454 + 4,800 389,390
1958 65 389,390 0.340 123,893 -25,000 488,283
1959 66 488,283 0.164 75,978 -25,000 539,262
1960 67 539,262 0.093 -47,826 -25,000 466,435
1961 68 466,435 0.187 82,548 -25,000 523,984
1962 69 523,984 0.108 -53,890 -25,000 445,093
1963 70 445,093 0.170 71,416 -25,000 491,509
1964 71 491,509 0.146 68,110 -25,000 534,620
1965 72 534,620 0.109 55,549 -25,000 565,168
1966 73 565,168 0.189 -102,092 -25,000 438,076
1967 74 438,076 0.152 62,788 -25,000 475,864
1968 75 475,864 0.043 19,387 -25,000 470,251
1969 76 470,251 0.152 -67,678 -25,000 377,573
1970 77 377,573 0.048 16,924 -25,000 369,497
1971 78 369,497 0.061 21,014 -25,000 365,511
1972 79 365,511 0.146 49,715 -25,000 390,225
1973 80 390,225 0.166 -60,627 -25,000 304,598
1974 81 304,598 0.276 -77,764 -22,845 203,989
1975 82 203,989 0.383 72,268 -15,299 260,958
1976 83 260,958 0.179 43,208 -19,572 284,595
1977 84 284,595 0.173 -45,542 -21,345 217,708
1978 85 217,708 0.031 -6,243 -16,328 195,137


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015