RESULTS OF INVESTING $ 4800 ANNUALLY UNTIL RETIREMENT
IF MARKET PERFORMS AS IT DID STARTING IN 1900

Accumulation / Withdrawal Year By Year Detai

YEAR YOUR
AGE
START OF
YEAR
* DJIA
+/- pct
+ CHANGE in
MKT VALUE
Red Values = loss
+ ANNUAL
INVESTED
or
WITHDRAWN
= PORTFOLIO
@ END OF
YEAR
1900 35 0 0.07 0 + 4,800 4,800
1901 36 4,800 0.09 -418 + 4,800 9,182
1902 37 9,182 0.00 -37 + 4,800 13,946
1903 38 13,946 0.24 -3,291 + 4,800 15,454
1904 39 15,454 0.42 6,445 + 4,800 26,699
1905 40 26,699 0.38 10,199 + 4,800 41,698
1906 41 41,698 0.02 -792 + 4,800 45,706
1907 42 45,706 0.38 -17,231 + 4,800 33,275
1908 43 33,275 0.47 15,506 + 4,800 53,581
1909 44 53,581 0.15 8,037 + 4,800 66,418
1910 45 66,418 0.18 -11,889 + 4,800 59,329
1911 46 59,329 0.00 237 + 4,800 64,366
1912 47 64,366 0.08 4,892 + 4,800 74,058
1913 48 74,058 0.10 -7,628 + 4,800 71,230
1914 49 71,230 0.31 -21,868 + 4,800 54,163
1915 50 54,163 0.82 44,251 + 4,800 103,213
1916 51 103,213 0.04 -4,335 + 4,800 103,678
1917 52 103,678 0.22 -22,498 + 4,800 85,980
1918 53 85,980 0.11 9,028 + 4,800 99,808
1919 54 99,808 0.31 30,441 + 4,800 135,050
1920 55 135,050 0.33 -44,431 + 4,800 95,418
1921 56 95,418 0.13 12,118 + 4,800 112,336
1922 57 112,336 0.22 24,377 + 4,800 141,513
1923 58 141,513 0.03 -4,670 + 4,800 141,643
1924 59 141,643 0.26 37,111 + 4,800 183,554
1925 60 183,554 0.30 55,066 + 4,800 243,420
1926 61 243,420 0.00 730 + 4,800 248,950
1927 62 248,950 0.29 71,698 + 4,800 325,448
1928 63 325,448 0.48 156,866 + 4,800 487,114
1929 64 487,114 0.17 -83,784 + 4,800 408,130
1930 65 408,130 0.338 -129,498 -25,000 253,632
1931 66 253,632 0.527 -123,639 -19,022 110,971
1932 67 110,971 0.231 -22,169 -15,000 73,801
1933 68 73,801 0.667 39,220 -15,000 98,022
1934 69 98,022 0.041 3,404 -15,000 86,426
1935 70 86,426 0.385 27,499 -15,000 98,925
1936 71 98,925 0.248 20,813 -15,000 104,738
1937 72 104,738 0.328 -29,434 -15,000 60,304
1938 73 60,304 0.281 12,730 -15,000 58,034
1939 74 58,034 0.029 -1,248 -15,000 41,786
1940 75 41,786 0.127 -3,402 -15,000 23,384
1941 76 23,384 0.154 -1,291 -15,000 7,093
1942 76 7,093 0.076 0 -0 0


* DJIA = the historical year end values of the Dow Jones Industrial Average for the years 1900 through 2015